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Subject Matter:	Life After Libor? - From the website of Joshua Stein PLLC
Cover Note:	I thought you might be interested in seeing an article that Joshua Stein wrote, which I found on his website, www.joshuastein.com. The article is called "Life After Libor?." It was published in 2014 in <i>The Mortgage Observer.</i> Here's how the website describes the article:<p style='margin:7px 40px;'>Now that the London Interbank Offered Rate, or "Libor," is determined by a different entity, most loan documents that include "all that Libor boilerplate" set forth the procedure to determine the current rate. But what effect does this shift have on existing loan documents that don't mention successors or alternatives? Was it necessarily a mistake to delete the boilerplate?</p>I hope you find this article of interest. Your email message will have the text above, unless you edit it.



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